Introduction

Welcome to Cognitive Solutions International. A The company specializes in Revolutionizing Human Interaction Through Psycho-Morphological Psychometrics and AI that cater to both individual and corporate clients. These Terms and Conditions (“Terms”) govern your use of our website, services, and products. By accessing or using our website, services, or products, you agree to be bound by these Terms.
Definitions

“We” refer to Cognitive Solutions Int’l and its affiliates.

“You” refers to the individual accessing or using our website, services, or products.

“Services” refers to the services, products, and content provided by us through our website or otherwise.

“Website” refers to our website located at Cognitiveigroup.com.

Use of Our Services

Eligibility: You must be at least 18 years old to use our services. By using our services, you represent and warrant that you meet this eligibility requirement.

Compliance with Laws: You agree to comply with all applicable laws, regulations, and ordinances when using our services.

Prohibited Activities: You agree not to engage in any prohibited activities, including but not limited to:

Using our services for unlawful or fraudulent purposes.

Interfering with or disrupting the operation of our services.

Transmitting or distributing viruses, malware, or other harmful software.

Infringing the intellectual property rights of others.

Account Registration: To access certain services, you may be required to register for an account. You agree to provide accurate and complete information during the registration process and to update your information as necessary.

Payment Terms

Payment Methods: We accept various payment methods, including credit cards, bank transfers, and online payment services.

Payment Terms: Payment for our services is due upon receipt of the invoice or at the time of purchase.

Late Payment Fees: We reserve the right to charge late payment fees on overdue accounts.

Refunds: Refunds will be processed in accordance with our refund policy.

Intellectual Property

Ownership: All intellectual property rights in our services, including but not limited to trademarks, copyrights, and trade secrets, are owned by us or our licensors.

License: We grant you a limited, non-exclusive license to access and use our services for your personal or internal business purposes.

Restrictions: You agree not to reproduce, modify, or distribute our services or any content thereof without our prior written consent.

Disclaimer of Warranties

No Warranties: Our services are provided on an “as is” and “as available” basis. We disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

No Liability for Damages: We will not be liable for any damages, including but not limited to incidental, consequential, or punitive damages, arising from or related to your use of our services.

Limitation of Liability

Maximum Liability: Our maximum liability for any damages arising from or related to your use of our services will be limited to the amount you paid for our services.

Exclusions: We will not be liable for any damages arising from or related to:

Your breach of these terms.

Your violation of any applicable laws or regulations.

Any unauthorized use of our services.

Indemnification
You agree to indemnify, defend, and hold harmless us, our affiliates, and our respective officers, directors, employees, and agents from and against any claims, demands, actions, or causes of action arising from or related to:

Your breach of these terms.

Your violation of any applicable laws or regulations.

Any unauthorized use of our services.

Governing Law and Jurisdiction

Governing Law: These Terms will be governed by and construed in accordance with the laws of Lagos / Nigeria.

Jurisdiction: Any disputes arising from or related to these Terms will be resolved through binding arbitration in accordance with the rules of the [Arbitration Association].

Changes to These Terms
We reserve the right to modify or update these Terms at any time without prior notice. Your continued use of our services after any changes to these Terms will constitute your acceptance of the revised Terms.

Contact Us

If you have any questions or concerns about these terms, please contact us at:

Email Address: Info@cognitivesigroup.com

Effective Date: 2025